How do I qualify?
Qualifying for a payday advance is much easier than qualifying for traditional credit. Most cash advance and payday loan companys do not perform credit checks. Your job and your paycheck act as your collateral for your loan. Typically, you only need to meet the following requirements:
• Currently have a job (or receive regular income)
• Make at least $1000 per month
• Are 18 years of age or older and a U.S. citizen
• Have checking account or savings account with direct deposit
How often should I use this service?
How often should I use this service?
Whenever an immediate or urgent need arises, a cash advance or payday loan service can help. It is important to remember that a payday loan / cash advance loan is a short-term answer to an immediate cash need. Payday loans and cash advances are not intended for repeated use in supporting an on-going budget situation from payday to payday. Repeated use or reliance on payday loans can create serious financial difficulties. If you need help with credit, budgeting or debt management, please contact the National Foundation for Credit Counseling at 1-800-388-2227.
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